Sign up, enter your BBL — we pull PLUTO & ZoLa data automatically. Set your asking price, rate, down payment, and amortization terms.
PLUTO + ZoLa Auto-Fill
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We Verify & Approve
Our team at info@sellerfinancenyc.com reviews every listing against ACRIS deed records, HPD violations, and zoning data before it goes live.
Admin Verified
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Buyer Inquires
Buyers browse verified listings and send inquiries. All messages route through SellerFinanceNYC first — no cold outreach, no spam.
Brokered Inbox
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Close with an Attorney
Engage a NY real estate attorney for the purchase money mortgage or assumable loan paperwork. Deed transfers at closing, recorded in ACRIS.
Legally Binding
New Feature
Assumable Mortgages
Got a 3% FHA or VA loan from 2020–2021? That rate is worth more than the house. List it as an assumable mortgage — a qualified buyer takes over your existing loan at your locked-in rate. No bank refi needed.
FHA & VA loans are federally assumable — buyer takes your rate
Conventional loans may be assumable with lender approval
Buyer pays seller the equity difference in cash or seller-held second
Example Assumable Deal
LOCKED RATE
3.125%
TODAY'S RATE
7.2%
REMAINING BAL
$621,000
MONTHLY SAVINGS
~$1,850/mo
Data Infrastructure
Every Listing Verified Against City Records
ZoLa / NYC Planning
Zoning & Land Use
NYC's official zoning map. Every listing shows zoning district, overlays, and flood zones.
Zoning District (R6, C2-3…)
Max FAR & Building Coverage
Special Districts & Overlays
MapPLUTO / DCP
Property Tax Lots
NYC's definitive property database — BBL-level data on every lot in the five boroughs.
Lot Area & Dimensions
Year Built & Building Class
Gross Floor Area & Units
Assessed Value (AV)
ACRIS · City Register
Deed & Lien History
Every deed transfer, mortgage, and lien ever recorded in NYC — verified before listing goes live.
Chain of Title
Existing Mortgage Liens
Last Sale Price & Date
HPD · Housing Preservation
Building Violations
Open violations disclosed automatically on every multi-family listing. Class A/B/C breakdown.
Open / Closed Violations
Class A / B / C Classification
Building Registration Status
New: Bitcoin Transactions
Own Property. Pay in Bitcoin.
As the next generation of buyers builds wealth in digital assets, sellers on SellerFinanceNYC can opt to accept Bitcoin as a down payment or full purchase. No bank. No wire. Just a direct deal between two people.
Bitcoin Down Payment
Seller accepts BTC as part or all of the down payment. Converted at closing or held in escrow.
Peer-to-Peer Transfer
No bank involvement. Buyer and seller coordinate directly through SellerFinanceNYC with a licensed NY real estate attorney.
Deed Still Records in NYC
Title transfers normally through ACRIS. The payment method is between you and the seller. The deed is real.
Sample Transaction
1125 Halsey Street
BUSHWICK, BROOKLYN · 3-FAMILY · BBL 3034030048
ASKING PRICE
$1,950,000
DOWN PAYMENT (20%)
$390,000
₿ BTC EQUIV.
~3.9 BTC
SELLER RATE
6.5%
✓SELLER ACCEPTS BITCOIN FOR DOWN PAYMENT
BTC/USD rate locked at time of contract execution. All deed transfers recorded normally through NYC ACRIS. Consult a licensed NY real estate attorney.
Free Weekly Digest
New Listings, Straight to Your Inbox
Get notified when new seller-financed properties and assumable mortgages hit the market. Curated weekly — no spam, unsubscribe anytime.
5Boroughs Covered
WeeklyNew Listings
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List Your Property
You Set the Terms. You Keep Control.
No broker fees. No bank involvement. Set your price, rate, down payment, and amort schedule. Our team verifies and publishes within 48 hours.
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BBL Auto-Fill from ZoLa
Enter your block & lot — we pull PLUTO data automatically.
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ACRIS Deed Verification
We verify your ownership before the listing goes live.
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All Inquiries Through Us
Buyers message through SellerFinanceNYC. You choose who to engage.
New Listing
Property Address — BBL auto-fills
Listing Type
BBL
Asking Price
Seller Rate
Accepts Payment In
✓ Listing will show BTC OK badge and appear in Bitcoin filter searches
✓ PLUTO + ACRIS DATA AUTO-FILLED — 3-FAMILY ⋅ BUILT 1920 ⋅ 1,992 SF
$99/mo to list ⋅ 1% success fee ⋅ No broker fees
BOROUGH
LOAN$50K–$950K
7 listings
LOADING NYC MORTGAGES
Pulling 163,770 active mortgages from ACRIS · please wait…
PARCEL LEGEND · CLICK TO TOGGLE
ACTIVE MORTGAGE0
CLEAR TITLE0
LISTED ASSUMABLE
LISTED SELLER FIN
POPULATING PARCELS0
LOADING NYC MORTGAGE DATA
Connecting to ACRIS cache…
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163,770 ACTIVE MORTGAGES · ALL 5 BOROUGHS
Z 13
Zoom 13+ to see lot outlines · Click any lot for owner, deed & tax
You hold the mortgage. You set the rate and terms.
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Assumable Mortgage
Buyer takes over your existing loan at your locked-in rate.
Click to upload photos — JPG, PNG up to 5MB each
LISTING FEE — $99 / MONTH
Same flat rate for both Seller Finance and Assumable Mortgage listings. Cancel anytime. A 1% success fee applies only when your deal closes through our platform — nothing if it doesn't sell.
Listings are reviewed and ownership verified against ACRIS within 48 hrs of payment.
Inquire About Property
How it works
Your message goes to SellerFinanceNYC first. We screen and connect you with the seller within 24 hours. Your contact info stays private until you're ready.
All messages are reviewed by SellerFinanceNYC before forwarding to the seller.
Make an Offer
Property
Your Offer Terms
Your offer is screened by SellerFinanceNYC and forwarded to the property owner within 24 hours. All terms are non-binding until a contract is executed with a licensed NY real estate attorney.